Rates
Discover the power of Mechanics Savings.
We think you’ll appreciate the local service we offer. Find the account and interest rate that’s right for you. And we’re here to help – in person or on the phone.
Bank with Confidence.
Rates effective April, 10, 2020 and are subject to change.
Personal
On Your Corner Interest Checking
On Your Corner Interest Checking
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $2,499.99 $25.00 $0.01 0.05% 0.05% $2,500.00 to $9,999.99 $2,500.00 0.05% 0.05% $10,000.00 to $19,999.99 $10,000.00 0.05% 0.05% $20,000.00 to $49,999.99 $20,000.00 0.05% 0.05% $50,000.00 to $99,999.99 $50,000.00 0.05% 0.05% $100,000.00 and Over $100,000.00 0.05% 0.05%
Minimum Opening Deposit
$0.01 to $2,499.99 $25.00 $2,500.00 to $9,999.99 $10,000.00 to $19,999.99 $20,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $2,499.99 $0.01 $2,500.00 to $9,999.99 $2,500.00 $10,000.00 to $19,999.99 $10,000.00 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 and Over $100,000.00
Annual Percentage Yield (APY)
$0.01 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.05% $10,000.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.05% $50,000.00 to $99,999.99 0.05% $100,000.00 and Over 0.05%
Interest Rate
$0.01 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.05% $10,000.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.05% $50,000.00 to $99,999.99 0.05% $100,000.00 and Over 0.05%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Relationship Checking
On Your Corner Relationship Checking
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $2,499.99 $25.00 $0.01 0.05% 0.05% $2,500.00 to $9,999.99 $2,500.00 0.05% 0.05% $10,000.00 to $19,999.99 $10,000.00 0.10% 0.10% $20,000.00 to $49,999.99 $20,000.00 0.15% 0.15% $50,000.00 to $99,999.99 $50,000.00 0.20% 0.20% $100,000.00 and Over $100,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $2,499.99 $25.00 $2,500.00 to $9,999.99 $10,000.00 to $19,999.99 $20,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $2,499.99 $0.01 $2,500.00 to $9,999.99 $2,500.00 $10,000.00 to $19,999.99 $10,000.00 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 and Over $100,000.00
Annual Percentage Yield (APY)
$0.01 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.05% $10,000.00 to $19,999.99 0.10% $20,000.00 to $49,999.99 0.15% $50,000.00 to $99,999.99 0.20% $100,000.00 and Over 0.20%
Interest Rate
$0.01 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.05% $10,000.00 to $19,999.99 0.10% $20,000.00 to $49,999.99 0.15% $50,000.00 to $99,999.99 0.20% $100,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Planned Savings
On Your Corner Planned Savings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $5,000.00 $25.00 $0.01 0.30% 0.30% Over $5,000.00 $5,000.00 0.00% 0.00%
Minimum Opening Deposit
$0.01 to $5,000.00 $25.00 Over $5,000.00
Minimum Balance To Obtain APY
$0.01 to $5,000.00 $0.01 Over $5,000.00 $5,000.00
Annual Percentage Yield (APY)
$0.01 to $5,000.00 0.30% Over $5,000.00 0.00%
Interest Rate
$0.01 to $5,000.00 0.30% Over $5,000.00 0.00%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Savings
On Your Corner Savings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $2,499.99 $25.00 $0.01 0.05% 0.05% $2,500.00 to $9,999.99 $2,500.00 0.10% 0.10% $10,000.00 to $24,999.99 $10,000.00 0.15% 0.15% $25,000.00 to $49,999.99 $20,000.00 0.20% 0.20% $50,000.00 to $99,999.99 $50,000.00 0.20% 0.20% $100,000.00 and Over $100,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $2,499.99 $25.00 $2,500.00 to $9,999.99 $10,000.00 to $24,999.99 $25,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $2,499.99 $0.01 $2,500.00 to $9,999.99 $2,500.00 $10,000.00 to $24,999.99 $10,000.00 $25,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 and Over $100,000.00
Annual Percentage Yield (APY)
$0.01 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.10% $10,000.00 to $24,999.99 0.15% $25,000.00 to $49,999.99 0.20% $50,000.00 to $99,999.99 0.20% $100,000.00 and Over 0.20%
Interest Rate
$0.01 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.10% $10,000.00 to $24,999.99 0.15% $25,000.00 to $49,999.99 0.20% $50,000.00 to $99,999.99 0.20% $100,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Money Market
On Your Corner Money Market
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $19,999.99 $25.00 $0.01 0.20% 0.20% $20,000.00 to $49,999.99 $20,000.00 0.20% 0.20% $50,000.00 to $99,999.99 $50,000.00 0.20% 0.20% $100,000.00 to $249,999.99 $100,000.00 0.20% 0.20% $250,000.00 to $749,999.99 $250,000.00 0.20% 0.20% $750,000.00 and Over $750,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $19,999.99 $25.00 $20,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 to $249,999.99 $250,000.00 to $749,999.99 $750,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $19,999.99 $0.01 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 to $749,999.99 $250,000.00 $750,000.00 and Over $750,000.00
Annual Percentage Yield (APY)
$0.01 to $19,999.99 0.20% $20,000.00 to $49,999.99 0.20% $50,000.00 to $99,999.99 0.20% $100,000.00 to $249,999.99 0.20% $250,000.00 to $749,999.99 0.20% $750,000.00 and Over 0.20%
Interest Rate
$0.01 to $19,999.99 0.20% $20,000.00 to $49,999.99 0.20% $50,000.00 to $99,999.99 0.20% $100,000.00 to $249,999.99 0.20% $250,000.00 to $749,999.99 0.20% $750,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Health Savings Account
Health Savings Account
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $4,999.99 $25.00 $0.01 0.10% 0.10% $5,000.00 to $9,999.99 $5,000.00 0.15% 0.15% $10,000.00 to $19,999.99 $10,000.00 0.15% 0.15% $20,000.00 to $49,999.99 $20,000.00 0.20% 0.20% $50,000.00 to $74,999.99 $50,000.00 0.20% 0.20% $75,000.00 and Over $75,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $4,999.99 $25.00 $5,000.00 to $9,999.99 $10,000.00 to $19,999.99 $20,000.00 to $49,999.99 $50,000.00 to $74,999.99 $75,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $4,999.99 $0.01 $5,000.00 to $9,999.99 $5,000.00 $10,000.00 to $19,999.99 $10,000.00 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $74,999.99 $50,000.00 $75,000.00 and Over $75,000.00
Annual Percentage Yield (APY)
$0.01 to $4,999.99 0.10% $5,000.00 to $9,999.99 0.15% $10,000.00 to $19,999.99 0.15% $20,000.00 to $49,999.99 0.20% $50,000.00 to $74,999.99 0.20% $75,000.00 and Over 0.20%
Interest Rate
$0.01 to $4,999.99 0.10% $5,000.00 to $9,999.99 0.15% $10,000.00 to $19,999.99 0.15% $20,000.00 to $49,999.99 0.20% $50,000.00 to $74,999.99 0.20% $75,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Business
In Your Corner Business Yield Checking
In Your Corner Business Yield Checking
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $24,999.99 $25.00 $0.01 0.05% 0.05% $25,000.00 to $99,999.99 $25,000.00 0.10% 0.10% $100,000.00 to $249,999.99 $100,000.00 0.20% 0.20% $250,000.00 to $749,999.99 $300,000.00 0.20% 0.20% $750,000.00 to $999,999.99 $750,000.00 0.20% 0.20% $1,000,000.00 and Over $1,000,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $24,999.99 $25.00 $25,000.00 to $99,999.99 $100,000.00 to $249,999.99 $250,000.00 to $749,999.99 $750,000.00 to $999,999.99 $1,000,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $24,999.99 $0.01 $25,000.00 to $99,999.99 $25,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 to $749,999.99 $300,000.00 $750,000.00 to $999,999.99 $750,000.00 $1,000,000.00 and Over $1,000,000.00
Annual Percentage Yield (APY)
$0.01 to $24,999.99 0.05% $25,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 to $749,999.99 0.20% $750,000.00 to $999,999.99 0.20% $1,000,000.00 and Over 0.20%
Interest Rate
$0.01 to $24,999.99 0.05% $25,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 to $749,999.99 0.20% $750,000.00 to $999,999.99 0.20% $1,000,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
In Your Corner Business Savings
In Your Corner Business Savings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $2,499.99 $25.00 $0.01 0.05% 0.05% $2,500.00 to $19,999.99 $2,500.00 0.05% 0.05% $20,000.00 to $49,999.99 $20,000.00 0.10% 0.10% $50,000.00 to $99,999.99 $50,000.00 0.10% 0.10% $100,000.00 to $249,999.99 $100,000.00 0.20% 0.20% $250,000.00 and Over $250,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $2,499.99 $25.00 $2,500.00 to $19,999.99 $20,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 to $249,999.99 $250,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $2,499.99 $0.01 $2,500.00 to $19,999.99 $2,500.00 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 and Over $250,000.00
Annual Percentage Yield (APY)
$0.01 to $2,499.99 0.05% $2,500.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 and Over 0.20%
Interest Rate
$0.01 to $2,499.99 0.05% $2,500.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
In Your Corner Small Business Savings
In Your Corner Small Business Savings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $2,499.99 $25.00 $0.01 0.05% 0.05% $2,500.00 to $19,999.99 $2,500.00 0.05% 0.05% $20,000.00 to $49,999.99 $10,000.00 0.10% 0.10% $50,000.00 to $99,999.99 $50,000.00 0.10% 0.10% $100,000.00 to $249,999.99 $100,000.00 0.20% 0.20% $250,000.00 and Over $250,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $2,499.99 $25.00 $2,500.00 to $19,999.99 $20,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 to $249,999.99 $250,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $2,499.99 $0.01 $2,500.00 to $19,999.99 $2,500.00 $20,000.00 to $49,999.99 $10,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 and Over $250,000.00
Annual Percentage Yield (APY)
$0.01 to $2,499.99 0.05% $2,500.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 and Over 0.20%
Interest Rate
$0.01 to $2,499.99 0.05% $2,500.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
In Your Corner Business Money Market
In Your Corner Business Money Market
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $19,999.99 $25.00 $0.01 0.05% 0.05% $20,000.00 to $49,999.99 $20,000.00 0.10% 0.10% $50,000.00 to $99,999.99 $50,000.00 0.10% 0.10% $100,000.00 to $249,999.99 $100,000.00 0.20% 0.20% $250,000.00 to $749,999.99 $250,000.00 0.20% 0.20% $750,000.00 and Over $750,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $19,999.99 $25.00 $20,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 to $249,999.99 $250,000.00 to $749,999.99 $750,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $19,999.99 $0.01 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 to $749,999.99 $250,000.00 $750,000.00 and Over $750,000.00
Annual Percentage Yield (APY)
$0.01 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 to $749,999.99 0.20% $750,000.00 and Over 0.20%
Interest Rate
$0.01 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.20% $250,000.00 to $749,999.99 0.20% $750,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
CDs & IRAs
On Your Corner IRA Money Market
On Your Corner IRA Money Market
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$0.01 to $2,499.99 $25.00 $0.01 0.05% 0.05% $2,500.00 to $19,999.99 $2,500.00 0.05% 0.05% $20,000.00 to $49,999.99 $20,000.00 0.15% 0.15% $50,000.00 to $99,999.99 $50,000.00 0.15% 0.15% $100,000.00 to $249,999.99 $100,000.00 0.20% 0.20% $250,000.00 and Over $250,000.00 0.20% 0.20%
Minimum Opening Deposit
$0.01 to $2,499.99 $25.00 $2,500.00 to $19,999.99 $20,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 to $249,999.99 $250,000.00 and Over
Minimum Balance To Obtain APY
$0.01 to $2,499.99 $0.01 $2,500.00 to $19,999.99 $2,500.00 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 and Over $250,000.00
Annual Percentage Yield (APY)
$0.01 to $2,499.99 0.05% $2,500.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.15% $50,000.00 to $99,999.99 0.15% $100,000.00 to $249,999.99 0.20% $250,000.00 and Over 0.20%
Interest Rate
$0.01 to $2,499.99 0.05% $2,500.00 to $19,999.99 0.05% $20,000.00 to $49,999.99 0.15% $50,000.00 to $99,999.99 0.15% $100,000.00 to $249,999.99 0.20% $250,000.00 and Over 0.20%
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
3 Month (not applicable to IRA) $500.00 $500.00 0.50% 0.50% 6 Month $500.00 $500.00 0.50% 0.50% 12 Month $500.00 $500.00 0.50% 0.50% 18 Month $500.00 $500.00 0.50% 0.50% 24 Month $500.00 $500.00 0.50% 0.50% 36 Month $500.00 $500.00 0.50% 0.50% 48 Month $500.00 $500.00 0.50% 0.50% 60 Month $500.00 $500.00 0.50% 0.50% 36 Month Bump-Up $500.00 $500.00 0.50% 0.50%
Minimum Opening Deposit
3 Month (not applicable to IRA) $500.00 6 Month $500.00 12 Month $500.00 18 Month $500.00 24 Month $500.00 36 Month $500.00 48 Month $500.00 60 Month $500.00 36 Month Bump-Up $500.00
Minimum Balance To Obtain APY
3 Month (not applicable to IRA) $500.00 6 Month $500.00 12 Month $500.00 18 Month $500.00 24 Month $500.00 36 Month $500.00 48 Month $500.00 60 Month $500.00 36 Month Bump-Up $500.00
Annual Percentage Yield (APY)
3 Month (not applicable to IRA) 0.50% 6 Month 0.50% 12 Month 0.50% 18 Month 0.50% 24 Month 0.50% 36 Month 0.50% 48 Month 0.50% 60 Month 0.50% 36 Month Bump-Up 0.50%
Interest Rate
3 Month (not applicable to IRA) 0.50% 6 Month 0.50% 12 Month 0.50% 18 Month 0.50% 24 Month 0.50% 36 Month 0.50% 48 Month 0.50% 60 Month 0.50% 36 Month Bump-Up 0.50%
Certificates of Deposit are available for personal banking and business banking customers. Business customers are not eligible for Individual Retirement Accounts.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.
Loans
Home Equity
Home Equity
Term
Rate Change Frequency
Rate
Annual Percentage Rate(APR)
Home Equity Line of Credit (HELOC) 25 Years¹ Adjustable 3.250% 3.250%² Home Equity Loan 10 Years Fixed 4.000% 4.424%3 Home Equity Loan 15 Years Fixed 4.250% 4.546%4
Term
Home Equity Line of Credit (HELOC) 25 Years¹ Home Equity Loan 10 Years Home Equity Loan 15 Years
Rate Change Frequency
Home Equity Line of Credit (HELOC) Adjustable Home Equity Loan Fixed Home Equity Loan Fixed
Rate
Home Equity Line of Credit (HELOC) 3.250% Home Equity Loan 4.000% Home Equity Loan 4.250%
Annual Percentage Rate (APR)
Home Equity Line of Credit (HELOC) 3.250%² Home Equity Loan 4.424%3 Home Equity Loan 4.546%4
1Interest only during draw period. Draw period of 10 years. At the end of the draw period, repayment is scheduled over 180 months. APR adjusts monthly based on the prime rate published in the Wall Street Journal plus a margin. Closing costs generally range from $0 to $1,000 but may be higher under extenuating situations. Flood and/or property insurance is required.
2Maximum APR is 18.00%.
33Example of a typical Home Equity Loan: 120 monthly payments of $101.25 based on a $10,000 loan, at 4.000% which equals to $10.13 per thousand. Your payment will vary due to amount and interest rate. Fees may apply.
44Example of a typical Home Equity Loan: 180 monthly payments of $75.23 based on a $10,000 loan, at 4.250% which equals to $7.52 per thousand. Your payment will vary due to amount and interest rate. Fees may apply.
Discover the power of Mechanics Savings.
We think you’ll appreciate the local service we offer. Find the account and interest rate that’s right for you. And we’re here to help – in person or on the phone.
Bank with Confidence.
Rates effective April, 10, 2020 and are subject to change.Personal
On Your Corner Interest Checking
On Your Corner Interest Checking |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $2,499.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $2,500.00 to $9,999.99 | $2,500.00 | 0.05% | 0.05% | |
| $10,000.00 to $19,999.99 | $10,000.00 | 0.05% | 0.05% | |
| $20,000.00 to $49,999.99 | $20,000.00 | 0.05% | 0.05% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.05% | 0.05% | |
| $100,000.00 and Over | $100,000.00 | 0.05% | 0.05% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $2,499.99 | $25.00 |
| $2,500.00 to $9,999.99 | |
| $10,000.00 to $19,999.99 | |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $2,499.99 | $0.01 |
| $2,500.00 to $9,999.99 | $2,500.00 |
| $10,000.00 to $19,999.99 | $10,000.00 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 and Over | $100,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.05% |
| $10,000.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.05% |
| $50,000.00 to $99,999.99 | 0.05% |
| $100,000.00 and Over | 0.05% |
| Interest Rate | |
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.05% |
| $10,000.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.05% |
| $50,000.00 to $99,999.99 | 0.05% |
| $100,000.00 and Over | 0.05% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Relationship Checking
On Your Corner Relationship Checking |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $2,499.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $2,500.00 to $9,999.99 | $2,500.00 | 0.05% | 0.05% | |
| $10,000.00 to $19,999.99 | $10,000.00 | 0.10% | 0.10% | |
| $20,000.00 to $49,999.99 | $20,000.00 | 0.15% | 0.15% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.20% | 0.20% | |
| $100,000.00 and Over | $100,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $2,499.99 | $25.00 |
| $2,500.00 to $9,999.99 | |
| $10,000.00 to $19,999.99 | |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $2,499.99 | $0.01 |
| $2,500.00 to $9,999.99 | $2,500.00 |
| $10,000.00 to $19,999.99 | $10,000.00 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 and Over | $100,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.05% |
| $10,000.00 to $19,999.99 | 0.10% |
| $20,000.00 to $49,999.99 | 0.15% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.05% |
| $10,000.00 to $19,999.99 | 0.10% |
| $20,000.00 to $49,999.99 | 0.15% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Planned Savings
On Your Corner Planned Savings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $5,000.00 | $25.00 | $0.01 | 0.30% | 0.30% |
| Over $5,000.00 | $5,000.00 | 0.00% | 0.00% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $5,000.00 | $25.00 |
| Over $5,000.00 | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $5,000.00 | $0.01 |
| Over $5,000.00 | $5,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $5,000.00 | 0.30% |
| Over $5,000.00 | 0.00% |
| Interest Rate | |
| $0.01 to $5,000.00 | 0.30% |
| Over $5,000.00 | 0.00% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Savings
On Your Corner Savings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $2,499.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $2,500.00 to $9,999.99 | $2,500.00 | 0.10% | 0.10% | |
| $10,000.00 to $24,999.99 | $10,000.00 | 0.15% | 0.15% | |
| $25,000.00 to $49,999.99 | $20,000.00 | 0.20% | 0.20% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.20% | 0.20% | |
| $100,000.00 and Over | $100,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $2,499.99 | $25.00 |
| $2,500.00 to $9,999.99 | |
| $10,000.00 to $24,999.99 | |
| $25,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $2,499.99 | $0.01 |
| $2,500.00 to $9,999.99 | $2,500.00 |
| $10,000.00 to $24,999.99 | $10,000.00 |
| $25,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 and Over | $100,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.10% |
| $10,000.00 to $24,999.99 | 0.15% |
| $25,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.10% |
| $10,000.00 to $24,999.99 | 0.15% |
| $25,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
On Your Corner Money Market
On Your Corner Money Market |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $19,999.99 | $25.00 | $0.01 | 0.20% | 0.20% |
| $20,000.00 to $49,999.99 | $20,000.00 | 0.20% | 0.20% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.20% | 0.20% | |
| $100,000.00 to $249,999.99 | $100,000.00 | 0.20% | 0.20% | |
| $250,000.00 to $749,999.99 | $250,000.00 | 0.20% | 0.20% | |
| $750,000.00 and Over | $750,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $19,999.99 | $25.00 |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 to $249,999.99 | |
| $250,000.00 to $749,999.99 | |
| $750,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $19,999.99 | $0.01 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 to $749,999.99 | $250,000.00 |
| $750,000.00 and Over | $750,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $19,999.99 | 0.20% |
| $20,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 to $749,999.99 | 0.20% |
| $750,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $19,999.99 | 0.20% |
| $20,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 to $749,999.99 | 0.20% |
| $750,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Health Savings Account
Health Savings Account |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $4,999.99 | $25.00 | $0.01 | 0.10% | 0.10% |
| $5,000.00 to $9,999.99 | $5,000.00 | 0.15% | 0.15% | |
| $10,000.00 to $19,999.99 | $10,000.00 | 0.15% | 0.15% | |
| $20,000.00 to $49,999.99 | $20,000.00 | 0.20% | 0.20% | |
| $50,000.00 to $74,999.99 | $50,000.00 | 0.20% | 0.20% | |
| $75,000.00 and Over | $75,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $4,999.99 | $25.00 |
| $5,000.00 to $9,999.99 | |
| $10,000.00 to $19,999.99 | |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $74,999.99 | |
| $75,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $4,999.99 | $0.01 |
| $5,000.00 to $9,999.99 | $5,000.00 |
| $10,000.00 to $19,999.99 | $10,000.00 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $74,999.99 | $50,000.00 |
| $75,000.00 and Over | $75,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $4,999.99 | 0.10% |
| $5,000.00 to $9,999.99 | 0.15% |
| $10,000.00 to $19,999.99 | 0.15% |
| $20,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $74,999.99 | 0.20% |
| $75,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $4,999.99 | 0.10% |
| $5,000.00 to $9,999.99 | 0.15% |
| $10,000.00 to $19,999.99 | 0.15% |
| $20,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $74,999.99 | 0.20% |
| $75,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Business
In Your Corner Business Yield Checking
In Your Corner Business Yield Checking |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $24,999.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $25,000.00 to $99,999.99 | $25,000.00 | 0.10% | 0.10% | |
| $100,000.00 to $249,999.99 | $100,000.00 | 0.20% | 0.20% | |
| $250,000.00 to $749,999.99 | $300,000.00 | 0.20% | 0.20% | |
| $750,000.00 to $999,999.99 | $750,000.00 | 0.20% | 0.20% | |
| $1,000,000.00 and Over | $1,000,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $24,999.99 | $25.00 |
| $25,000.00 to $99,999.99 | |
| $100,000.00 to $249,999.99 | |
| $250,000.00 to $749,999.99 | |
| $750,000.00 to $999,999.99 | |
| $1,000,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $24,999.99 | $0.01 |
| $25,000.00 to $99,999.99 | $25,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 to $749,999.99 | $300,000.00 |
| $750,000.00 to $999,999.99 | $750,000.00 |
| $1,000,000.00 and Over | $1,000,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $24,999.99 | 0.05% |
| $25,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 to $749,999.99 | 0.20% |
| $750,000.00 to $999,999.99 | 0.20% |
| $1,000,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $24,999.99 | 0.05% |
| $25,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 to $749,999.99 | 0.20% |
| $750,000.00 to $999,999.99 | 0.20% |
| $1,000,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
In Your Corner Business Savings
In Your Corner Business Savings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $2,499.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $2,500.00 to $19,999.99 | $2,500.00 | 0.05% | 0.05% | |
| $20,000.00 to $49,999.99 | $20,000.00 | 0.10% | 0.10% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.10% | 0.10% | |
| $100,000.00 to $249,999.99 | $100,000.00 | 0.20% | 0.20% | |
| $250,000.00 and Over | $250,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $2,499.99 | $25.00 |
| $2,500.00 to $19,999.99 | |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 to $249,999.99 | |
| $250,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $2,499.99 | $0.01 |
| $2,500.00 to $19,999.99 | $2,500.00 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 and Over | $250,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
In Your Corner Small Business Savings
In Your Corner Small Business Savings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $2,499.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $2,500.00 to $19,999.99 | $2,500.00 | 0.05% | 0.05% | |
| $20,000.00 to $49,999.99 | $10,000.00 | 0.10% | 0.10% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.10% | 0.10% | |
| $100,000.00 to $249,999.99 | $100,000.00 | 0.20% | 0.20% | |
| $250,000.00 and Over | $250,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $2,499.99 | $25.00 |
| $2,500.00 to $19,999.99 | |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 to $249,999.99 | |
| $250,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $2,499.99 | $0.01 |
| $2,500.00 to $19,999.99 | $2,500.00 |
| $20,000.00 to $49,999.99 | $10,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 and Over | $250,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
In Your Corner Business Money Market
In Your Corner Business Money Market |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $19,999.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $20,000.00 to $49,999.99 | $20,000.00 | 0.10% | 0.10% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.10% | 0.10% | |
| $100,000.00 to $249,999.99 | $100,000.00 | 0.20% | 0.20% | |
| $250,000.00 to $749,999.99 | $250,000.00 | 0.20% | 0.20% | |
| $750,000.00 and Over | $750,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $19,999.99 | $25.00 |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 to $249,999.99 | |
| $250,000.00 to $749,999.99 | |
| $750,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $19,999.99 | $0.01 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 to $749,999.99 | $250,000.00 |
| $750,000.00 and Over | $750,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 to $749,999.99 | 0.20% |
| $750,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 to $749,999.99 | 0.20% |
| $750,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
CDs & IRAs
On Your Corner IRA Money Market
On Your Corner IRA Money Market |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $0.01 to $2,499.99 | $25.00 | $0.01 | 0.05% | 0.05% |
| $2,500.00 to $19,999.99 | $2,500.00 | 0.05% | 0.05% | |
| $20,000.00 to $49,999.99 | $20,000.00 | 0.15% | 0.15% | |
| $50,000.00 to $99,999.99 | $50,000.00 | 0.15% | 0.15% | |
| $100,000.00 to $249,999.99 | $100,000.00 | 0.20% | 0.20% | |
| $250,000.00 and Over | $250,000.00 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $0.01 to $2,499.99 | $25.00 |
| $2,500.00 to $19,999.99 | |
| $20,000.00 to $49,999.99 | |
| $50,000.00 to $99,999.99 | |
| $100,000.00 to $249,999.99 | |
| $250,000.00 and Over | |
| Minimum Balance To Obtain APY |
|
| $0.01 to $2,499.99 | $0.01 |
| $2,500.00 to $19,999.99 | $2,500.00 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 and Over | $250,000.00 |
| Annual Percentage Yield (APY) |
|
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.15% |
| $50,000.00 to $99,999.99 | 0.15% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 and Over | 0.20% |
| Interest Rate | |
| $0.01 to $2,499.99 | 0.05% |
| $2,500.00 to $19,999.99 | 0.05% |
| $20,000.00 to $49,999.99 | 0.15% |
| $50,000.00 to $99,999.99 | 0.15% |
| $100,000.00 to $249,999.99 | 0.20% |
| $250,000.00 and Over | 0.20% |
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs) |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| 3 Month (not applicable to IRA) | $500.00 | $500.00 | 0.50% | 0.50% |
| 6 Month | $500.00 | $500.00 | 0.50% | 0.50% |
| 12 Month | $500.00 | $500.00 | 0.50% | 0.50% |
| 18 Month | $500.00 | $500.00 | 0.50% | 0.50% |
| 24 Month | $500.00 | $500.00 | 0.50% | 0.50% |
| 36 Month | $500.00 | $500.00 | 0.50% | 0.50% |
| 48 Month | $500.00 | $500.00 | 0.50% | 0.50% |
| 60 Month | $500.00 | $500.00 | 0.50% | 0.50% |
| 36 Month Bump-Up | $500.00 | $500.00 | 0.50% | 0.50% |
| Minimum Opening Deposit |
|
|---|---|
| 3 Month (not applicable to IRA) | $500.00 |
| 6 Month | $500.00 |
| 12 Month | $500.00 |
| 18 Month | $500.00 |
| 24 Month | $500.00 |
| 36 Month | $500.00 |
| 48 Month | $500.00 |
| 60 Month | $500.00 |
| 36 Month Bump-Up | $500.00 |
| Minimum Balance To Obtain APY |
|
| 3 Month (not applicable to IRA) | $500.00 |
| 6 Month | $500.00 |
| 12 Month | $500.00 |
| 18 Month | $500.00 |
| 24 Month | $500.00 |
| 36 Month | $500.00 |
| 48 Month | $500.00 |
| 60 Month | $500.00 |
| 36 Month Bump-Up | $500.00 |
| Annual Percentage Yield (APY) |
|
| 3 Month (not applicable to IRA) | 0.50% |
| 6 Month | 0.50% |
| 12 Month | 0.50% |
| 18 Month | 0.50% |
| 24 Month | 0.50% |
| 36 Month | 0.50% |
| 48 Month | 0.50% |
| 60 Month | 0.50% |
| 36 Month Bump-Up | 0.50% |
| Interest Rate | |
| 3 Month (not applicable to IRA) | 0.50% |
| 6 Month | 0.50% |
| 12 Month | 0.50% |
| 18 Month | 0.50% |
| 24 Month | 0.50% |
| 36 Month | 0.50% |
| 48 Month | 0.50% |
| 60 Month | 0.50% |
| 36 Month Bump-Up | 0.50% |
Certificates of Deposit are available for personal banking and business banking customers. Business customers are not eligible for Individual Retirement Accounts.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.
Loans
Home Equity
Home Equity |
Term | Rate Change Frequency | Rate | Annual Percentage Rate (APR) |
|---|---|---|---|---|
| Home Equity Line of Credit (HELOC) | 25 Years¹ | Adjustable | 3.250% | 3.250%² |
| Home Equity Loan | 10 Years | Fixed | 4.000% | 4.424%3 |
| Home Equity Loan | 15 Years | Fixed | 4.250% | 4.546%4 |
| Term | |
|---|---|
| Home Equity Line of Credit (HELOC) | 25 Years¹ |
| Home Equity Loan | 10 Years |
| Home Equity Loan | 15 Years |
| Rate Change Frequency | |
| Home Equity Line of Credit (HELOC) | Adjustable |
| Home Equity Loan | Fixed |
| Home Equity Loan | Fixed |
| Rate | |
| Home Equity Line of Credit (HELOC) | 3.250% |
| Home Equity Loan | 4.000% |
| Home Equity Loan | 4.250% |
| Annual Percentage Rate (APR) |
|
| Home Equity Line of Credit (HELOC) | 3.250%² |
| Home Equity Loan | 4.424%3 |
| Home Equity Loan | 4.546%4 |
1Interest only during draw period. Draw period of 10 years. At the end of the draw period, repayment is scheduled over 180 months. APR adjusts monthly based on the prime rate published in the Wall Street Journal plus a margin. Closing costs generally range from $0 to $1,000 but may be higher under extenuating situations. Flood and/or property insurance is required.
2Maximum APR is 18.00%.
33Example of a typical Home Equity Loan: 120 monthly payments of $101.25 based on a $10,000 loan, at 4.000% which equals to $10.13 per thousand. Your payment will vary due to amount and interest rate. Fees may apply.
44Example of a typical Home Equity Loan: 180 monthly payments of $75.23 based on a $10,000 loan, at 4.250% which equals to $7.52 per thousand. Your payment will vary due to amount and interest rate. Fees may apply.
