Rates

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Rates effective December, 1, 2020 and are subject to change.

Personal

On Your Corner Interest Checking

On Your Corner Interest Checking

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $9,999.99$2,500.000.05%0.05%
$10,000.00 to $19,999.99$10,000.000.05%0.05%
$20,000.00 to $49,999.99$20,000.000.05%0.05%
$50,000.00 to $99,999.99$50,000.000.05%0.05%
$100,000.00 and Over$100,000.000.05%0.05%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 and Over$100,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.990.05%
$100,000.00 and Over0.05%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.990.05%
$100,000.00 and Over0.05%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

On Your Corner Relationship Checking

On Your Corner Relationship Checking

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $9,999.99$2,500.000.05%0.05%
$10,000.00 to $19,999.99$10,000.000.10%0.10%
$20,000.00 to $49,999.99$20,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.15%0.15%
$100,000.00 and Over$100,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 and Over$100,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.10%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.15%
$100,000.00 and Over0.15%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.10%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.15%
$100,000.00 and Over0.15%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

On Your Corner Planned Savings

On Your Corner Planned Savings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$5,000.00 and under$25.00$0.010.20%0.20%
Over $5,000.00$5,000.000.00%0.00%
Minimum
Opening Deposit
$5,000.00 and under$25.00
Over $5,000.00
Minimum Balance
To Obtain APY
$5,000.00 and under$0.01
Over $5,000.00$5,000.00
Annual Percentage Yield
(APY)
$5,000.00 and under0.20%
Over $5,000.000.00%
Interest Rate
$5,000.00 and under0.20%
Over $5,000.000.00%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

On Your Corner Savings

On Your Corner Savings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $9,999.99$2,500.000.05%0.05%
$10,000.00 to $24,999.99$10,000.000.10%0.10%
$25,000.00 to $49,999.99$20,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.15%0.15%
$100,000.00 and Over$100,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $9,999.99
$10,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $24,999.99$10,000.00
$25,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 and Over$100,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $24,999.990.10%
$25,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.15%
$100,000.00 and Over0.15%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $24,999.990.10%
$25,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.15%
$100,000.00 and Over0.15%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

On Your Corner Money Market

On Your Corner Money Market

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $19,999.99$25.00$0.010.05%0.05%
$20,000.00 to $49,999.99$20,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.10%0.10%
$250,000.00 to $749,999.99$250,000.000.15%0.15%
$750,000.00 and Over$750,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $19,999.99$25.00
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 to $749,999.99
$750,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $19,999.99$0.01
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 to $749,999.99$250,000.00
$750,000.00 and Over$750,000.00
Annual Percentage Yield
(APY)
$0.01 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.10%
$250,000.00 to $749,999.990.15%
$750,000.00 and Over0.15%
Interest Rate
$0.01 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.10%
$250,000.00 to $749,999.990.15%
$750,000.00 and Over0.15%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Health Savings Account

Health Savings Account

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $4,999.99$0.00$0.010.10%0.10%
$5,000.00 to $9,999.99$5,000.000.15%0.15%
$10,000.00 to $19,999.99$10,000.000.15%0.15%
$20,000.00 to $49,999.99$20,000.000.20%0.20%
$50,000.00 to $74,999.99$50,000.000.20%0.20%
$75,000.00 and Over$75,000.000.20%0.20%
Minimum
Opening Deposit
$0.01 to $4,999.99$0.00
$5,000.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $74,999.99
$75,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $4,999.99$0.01
$5,000.00 to $9,999.99$5,000.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $74,999.99$50,000.00
$75,000.00 and Over$75,000.00
Annual Percentage Yield
(APY)
$0.01 to $4,999.990.10%
$5,000.00 to $9,999.990.15%
$10,000.00 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000.00 to $74,999.990.20%
$75,000.00 and Over0.20%
Interest Rate
$0.01 to $4,999.990.10%
$5,000.00 to $9,999.990.15%
$10,000.00 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000.00 to $74,999.990.20%
$75,000.00 and Over0.20%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Business

In Your Corner Business Yield Checking

In Your Corner Business Yield Checking

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $24,999.99$25.00$0.010.05%0.05%
$25,000.00 to $99,999.99$25,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.10%0.10%
$250,000.00 to $749,999.99$250,000.000.15%0.15%
$750,000.00 to $999,999.99$750,000.000.15%0.15%
$1,000,000.00 and Over$1,000,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $24,999.99$25.00
$25,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 to $749,999.99
$750,000.00 to $999,999.99
$1,000,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $24,999.99$0.01
$25,000.00 to $99,999.99$25,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 to $749,999.99$250,000.00
$750,000.00 to $999,999.99$750,000.00
$1,000,000.00 and Over$1,000,000.00
Annual Percentage Yield
(APY)
$0.01 to $24,999.990.05%
$25,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.10%
$250,000.00 to $749,999.990.15%
$750,000.00 to $999,999.990.15%
$1,000,000.00 and Over0.15%
Interest Rate
$0.01 to $24,999.990.05%
$25,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.10%
$250,000.00 to $749,999.990.15%
$750,000.00 to $999,999.990.15%
$1,000,000.00 and Over0.15%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

In Your Corner Business Savings

In Your Corner Business Savings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $19,999.99$2,500.000.05%0.05%
$20,000.00 to $49,999.99$20,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.15%0.15%
$250,000.00 and Over$250,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over$250,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

In Your Corner Small Business Savings

In Your Corner Small Business Savings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $19,999.99$2,500.000.05%0.05%
$20,000.00 to $49,999.99$10,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.15%0.15%
$250,000.00 and Over$250,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$10,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over$250,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

In Your Corner Business Money Market

In Your Corner Business Money Market

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $19,999.99$25.00$0.010.05%0.05%
$20,000.00 to $49,999.99$20,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.15%0.15%
$250,000.00 to $749,999.99$250,000.000.15%0.15%
$750,000.00 and Over$750,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $19,999.99$25.00
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 to $749,999.99
$750,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $19,999.99$0.01
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 to $749,999.99$250,000.00
$750,000.00 and Over$750,000.00
Annual Percentage Yield
(APY)
$0.01 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 to $749,999.990.15%
$750,000.00 and Over0.15%
Interest Rate
$0.01 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 to $749,999.990.15%
$750,000.00 and Over0.15%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

CDs & IRAs

On Your Corner IRA Money Market

On Your Corner IRA Money Market

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $19,999.99$2,500.000.05%0.05%
$20,000.00 to $49,999.99$20,000.000.15%0.15%
$50,000.00 to $99,999.99$50,000.000.15%0.15%
$100,000.00 to $249,999.99$100,000.000.20%0.20%
$250,000.00 and Over $250,000.000.20%0.20%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over $250,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.990.15%
$100,000.00 to $249,999.990.20%
$250,000.00 and Over 0.20%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.990.15%
$100,000.00 to $249,999.990.20%
$250,000.00 and Over 0.20%

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
3 Month (not applicable to IRA)$500.00$500.000.25%0.25%
6 Month$500.00$500.000.35%0.35%
12 Month$500.00$500.000.35%0.35%
18 Month$500.00$500.000.40%0.40%
24 Month$500.00$500.000.40%0.40%
36 Month$500.00$500.000.40%0.40%
48 Month$500.00$500.000.50%0.50%
60 Month$500.00$500.000.50%0.50%
36 Month Bump-Up$500.00$500.000.40%0.40%
Minimum
Opening Deposit
3 Month (not applicable to IRA)$500.00
6 Month$500.00
12 Month$500.00
18 Month$500.00
24 Month$500.00
36 Month$500.00
48 Month$500.00
60 Month$500.00
36 Month Bump-Up$500.00
Minimum Balance
To Obtain APY
3 Month (not applicable to IRA)$500.00
6 Month$500.00
12 Month$500.00
18 Month$500.00
24 Month$500.00
36 Month$500.00
48 Month$500.00
60 Month$500.00
36 Month Bump-Up$500.00
Annual Percentage Yield
(APY)
3 Month (not applicable to IRA)0.25%
6 Month0.35%
12 Month0.35%
18 Month0.40%
24 Month0.40%
36 Month0.40%
48 Month0.50%
60 Month0.50%
36 Month Bump-Up0.40%
Interest Rate
3 Month (not applicable to IRA)0.25%
6 Month0.35%
12 Month0.35%
18 Month0.40%
24 Month0.40%
36 Month0.40%
48 Month0.50%
60 Month0.50%
36 Month Bump-Up0.40%

Certificates of Deposit are available for personal banking and business banking customers. Business customers are not eligible for Individual Retirement Accounts.

The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.

Home Equity

Home Equity

Term Rate Change Frequency Rate Annual Percentage Rate
(APR)
Home Equity Line of Credit (HELOC)25 Years¹Adjustable3.250%3.250%²
Home Equity Loan10 YearsFixed4.000%4.424%3
Home Equity Loan15 YearsFixed4.250%4.546%4
Term
Home Equity Line of Credit (HELOC)25 Years¹
Home Equity Loan10 Years
Home Equity Loan15 Years
Rate Change Frequency
Home Equity Line of Credit (HELOC)Adjustable
Home Equity LoanFixed
Home Equity LoanFixed
Rate
Home Equity Line of Credit (HELOC)3.250%
Home Equity Loan4.000%
Home Equity Loan4.250%
Annual Percentage Rate
(APR)
Home Equity Line of Credit (HELOC)3.250%²
Home Equity Loan4.424%3
Home Equity Loan4.546%4

1Interest only during draw period. Draw period of 10 years. At the end of the draw period, repayment is scheduled over 180 months. APR adjusts monthly based on the prime rate published in the Wall Street Journal plus a margin. Closing costs generally range from $0 to $1,000 but may be higher under extenuating situations. Flood and/or property insurance is required.
2Maximum APR is 18.00%.
33Example of a typical Home Equity Loan: 120 monthly payments of $101.25 based on a $10,000 loan, at 4.000% which equals to $10.13 per thousand. Your payment will vary due to amount and interest rate. Fees may apply.
44Example of a typical Home Equity Loan: 180 monthly payments of $75.23 based on a $10,000 loan, at 4.250% which equals to $7.52 per thousand. Your payment will vary due to amount and interest rate. Fees may apply.