Consumer Deposit Rates

INTEREST RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
ALL DEPOSIT RATES ARE ACCURATE AS OF: January 17, 2020

FDIC INSURANCE INFORMATION: Effective January 1, 2020, if you had deposit accounts at both divisions (Biddeford Savings and Mechanics Savings), FDIC insurance coverage on your deposit accounts will remain unchanged for 6 months, until July 1, 2020. After July 1, 2020, FDIC insurance coverage will be based on your totalcombined deposits at Maine Community Bank. FDIC insurance coverage on certificates of deposits (CDs) will remain in place until the CD matures. CDs that renew during the 6-month period, and are renewed for the same term, and in the same dollar amount, continue to be separately insured untilthe next maturity date.

MinimumOpening Deposit

  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00

Minimum BalanceTo Obtain APY

  • $0.01
  • $2,500.00
  • $10,000.00
  • $20,000.00
  • $50,000.00
  • $100,000.00

Annual Percentage Yield(APY)

  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%

Interest
Rate

  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%

MinimumOpening Deposit

  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00

Minimum BalanceTo Obtain APY

  • $0.01
  • $2,500.00
  • $10,000.00
  • $20,000.00
  • $50,000.00
  • $100,000.00

Annual Percentage Yield(APY)

  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%

Interest
Rate

  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%

MinimumOpening Deposit

  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00

Minimum BalanceTo Obtain APY

  • $0.01
  • $2,500.00
  • $10,000.00
  • $20,000.00
  • $50,000.00
  • $100,000.00

Annual Percentage Yield(APY)

  • 0.05%
  • 0.05%
  • 0.10%
  • 0.15%
  • 0.20%
  • 0.20%

Interest
Rate

  • 0.05%
  • 0.05%
  • 0.10%
  • 0.15%
  • 0.20%
  • 0.20%

MinimumOpening Deposit

  • $25.00

Minimum BalanceTo Obtain APY

  • $25.00

Annual Percentage Yield(APY)

  • 0.10%

Interest
Rate

  • 0.10%

MinimumOpening Deposit

  • $50.00

Minimum BalanceTo Obtain APY

  • $0.01

Annual Percentage Yield(APY)

  • 0.50%

Interest
Rate

  • 0.50%

MinimumOpening Deposit

  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00

Minimum BalanceTo Obtain APY

  • $0.01
  • $2,500.00
  • $20,000.00
  • $50,000.00
  • $100,000.00
  • $250,000.00

Annual Percentage Yield(APY)

  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.15%
  • 0.15%

Interest
Rate

  • 0.05%
  • 0.05%
  • 0.05%
  • 0.05%
  • 0.15%
  • 0.15%

MinimumOpening Deposit

  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00

Minimum BalanceTo Obtain APY

  • $0.01
  • $2,500.00
  • $20,000.00
  • $50,000.00
  • $100,000.00
  • $250,000.00

Annual Percentage Yield(APY)

  • 0.25%
  • 0.25%
  • 0.25%
  • 0.25%
  • 0.25%
  • 0.25%

Interest
Rate

  • 0.25%
  • 0.25%
  • 0.25%
  • 0.25%
  • 0.25%
  • 0.25%

MinimumOpening Deposit

  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00

Minimum BalanceTo Obtain APY

  • $0.01
  • $2,500.00
  • $20,000.00
  • $50,000.00
  • $100,000.00
  • $250,000.00

Annual Percentage Yield(APY)

  • 0.05%
  • 0.05%
  • 0.15%
  • 0.15%
  • 0.25%
  • 0.25%

Interest
Rate

  • 0.05%
  • 0.05%
  • 0.15%
  • 0.15%
  • 0.25%
  • 0.25%

MinimumOpening Deposit

  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00
  • $25.00

Minimum BalanceTo Obtain APY

  • $0.01
  • $2,500.00
  • $10,000.00
  • $20,000.00
  • $50,000.00
  • $100,000.00

Annual Percentage Yield(APY)

  • 0.10%
  • 0.10%
  • 0.15%
  • 0.20%
  • 0.25%
  • 0.25%

Interest
Rate

  • 0.10%
  • 0.10%
  • 0.15%
  • 0.20%
  • 0.25%
  • 0.25%

Rates may change after account opening.
Fees may reduce earnings.


Min. Balanceto Open Account and Obtain APY

  • $500.00
  • $500.00
  • $500.00
  • $500.00
  • $500.00
  • $500.00
  • $500.00
  • $500.00
  • $1,500.00

Annual Percentage Yield (APY)

  • 1.06%
  • 1.36%
  • 1.46%
  • 1.46%
  • 1.46%
  • 1.46%
  • 1.46%
  • 1.46%
  • 1.46%

Interest Rate

  • 1.05%
  • 1.35%
  • 1.45%
  • 1.45%
  • 1.45%
  • 1.45%
  • 1.45%
  • 1.45%
  • 1.45%
Penalty for early withdrawal.

Please contact us for further information about applicable fees, terms and other services. Interest rates are subject to change on variable rate products without notice.
For jumbo CD's greater than $249,000.00, please call Jeff Gosselin at (207) 333-4553.