Consumer Deposit Rates

INTEREST RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
ALL DEPOSIT RATES ARE ACCURATE AS OF: January 17, 2020

FDIC INSURANCE INFORMATION: Effective January 1, 2020, if you had deposit accounts at both divisions (Biddeford Savings and Mechanics Savings), FDIC insurance coverage on your deposit accounts will remain unchanged for 6 months, until July 1, 2020. After July 1, 2020, FDIC insurance coverage will be based on your totalcombined deposits at Maine Community Bank. FDIC insurance coverage on certificates of deposits (CDs) will remain in place until the CD matures. CDs that renew during the 6-month period, and are renewed for the same term, and in the same dollar amount, continue to be separately insured untilthe next maturity date.

Interest Checking

$0.01 to $2,499,99
$2,500.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over

MinimumOpening Deposit

$0.01 to $2,499,99$25.00
$2,500.00 to $9,999.99$25.00
$10,000.00 to $19,999.99$25.00
$20,000.00 to $49,999.99$25.00
$50,000.00 to $99,999.99 $25.00
$100,000.00 and Over$25.00

Minimum BalanceTo Obtain APY

$0.01 to $2,499,99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99 $50,000.00
$100,000.00 and Over$100,000.00

Annual Percentage Yield(APY)

$0.01 to $2,499,990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 and Over0.05%

Interest
Rate

$0.01 to $2,499,990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 and Over0.05%

Time Honored Checking

$0.01 to $2,499.99
$2,500.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over

MinimumOpening Deposit

$0.01 to $2,499.99$25.00
$2,500.00 to $9,999.99$25.00
$10,000.00 to $19,999.99$25.00
$20,000.00 to $49,999.99$25.00
$50,000.00 to $99,999.99 $25.00
$100,000.00 and Over $25.00

Minimum BalanceTo Obtain APY

$0.01 to $2,499.99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99 $50,000.00
$100,000.00 and Over $100,000.00

Annual Percentage Yield(APY)

$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 and Over 0.05%

Interest
Rate

$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 and Over 0.05%

Deposit Relationship Checking

$0.01 to $2,499.99
$2,500.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over

MinimumOpening Deposit

$0.01 to $2,499.99$25.00
$2,500.00 to $9,999.99$25.00
$10,000.00 to $19,999.99$25.00
$20,000.00 to $49,999.99$25.00
$50,000.00 to $99,999.99 $25.00
$100,000.00 and Over $25.00

Minimum BalanceTo Obtain APY

$0.01 to $2,499.99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99 $50,000.00
$100,000.00 and Over $100,000.00

Annual Percentage Yield(APY)

$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.10%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.99 0.20%
$100,000.00 and Over 0.20%

Interest
Rate

$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.10%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.99 0.20%
$100,000.00 and Over 0.20%

Statement Savings

Statement Savings

MinimumOpening Deposit

Statement Savings $25.00

Minimum BalanceTo Obtain APY

Statement Savings $25.00

Annual Percentage Yield(APY)

Statement Savings 0.10%

Interest
Rate

Statement Savings 0.10%

Planned Expense Account

$0.01 to $5,000.00 ONLY

MinimumOpening Deposit

$0.01 to $5,000.00 ONLY$50.00

Minimum BalanceTo Obtain APY

$0.01 to $5,000.00 ONLY$0.01

Annual Percentage Yield(APY)

$0.01 to $5,000.00 ONLY0.50%

Interest
Rate

$0.01 to $5,000.00 ONLY0.50%

Premier Money Market

$0.01 to $2,499.99
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over

MinimumOpening Deposit

$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99$25.00
$20,000.00 to $49,999.99$25.00
$50,000.00 to $99,999.99 $25.00
$100,000.00 to $249,999.99$25.00
$250,000.00 and Over$25.00

Minimum BalanceTo Obtain APY

$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99 $50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over$250,000.00

Annual Percentage Yield(APY)

$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%

Interest
Rate

$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.99 0.05%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%

Relationship Money Market

$0.01 to $2,499.99
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over

MinimumOpening Deposit

$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99$25.00
$20,000.00 to $49,999.99$25.00
$50,000.00 to $99,999.99 $25.00
$100,000.00 to $249,999.99$25.00
$250,000.00 and Over$25.00

Minimum BalanceTo Obtain APY

$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99 $50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over$250,000.00

Annual Percentage Yield(APY)

$0.01 to $2,499.990.25%
$2,500.00 to $19,999.990.25%
$20,000.00 to $49,999.990.25%
$50,000.00 to $99,999.99 0.25%
$100,000.00 to $249,999.990.25%
$250,000.00 and Over0.25%

Interest
Rate

$0.01 to $2,499.990.25%
$2,500.00 to $19,999.990.25%
$20,000.00 to $49,999.990.25%
$50,000.00 to $99,999.99 0.25%
$100,000.00 to $249,999.990.25%
$250,000.00 and Over0.25%

IRA Money Market

$0.01 to $2,499.99
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over

MinimumOpening Deposit

$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99$25.00
$20,000.00 to $49,999.99$25.00
$50,000.00 to $99,999.99 $25.00
$100,000.00 to $249,999.99$25.00
$250,000.00 and Over$25.00

Minimum BalanceTo Obtain APY

$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99 $50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over$250,000.00

Annual Percentage Yield(APY)

$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.99 0.15%
$100,000.00 to $249,999.990.25%
$250,000.00 and Over0.25%

Interest
Rate

$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.99 0.15%
$100,000.00 to $249,999.990.25%
$250,000.00 and Over0.25%

HSA Accounts (Individual & Family)

$0.01 to $2,499.99
$2,500 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000 to $99,999.99
$100,000.00 and over

MinimumOpening Deposit

$0.01 to $2,499.99$25.00
$2,500 to $9,999.99$25.00
$10,000.00 to $19,999.99$25.00
$20,000.00 to $49,999.99$25.00
$50,000 to $99,999.99$25.00
$100,000.00 and over$25.00

Minimum BalanceTo Obtain APY

$0.01 to $2,499.99$0.01
$2,500 to $9,999.99$2,500.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000 to $99,999.99$50,000.00
$100,000.00 and over$100,000.00

Annual Percentage Yield(APY)

$0.01 to $2,499.990.10%
$2,500 to $9,999.990.10%
$10,000.00 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000 to $99,999.990.25%
$100,000.00 and over0.25%

Interest
Rate

$0.01 to $2,499.990.10%
$2,500 to $9,999.990.10%
$10,000.00 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000 to $99,999.990.25%
$100,000.00 and over0.25%

Rates may change after account opening.
Fees may reduce earnings.

Time Deposits - Regular CD's & IRA's

3 Month (this term not available for IRAs)
6 Month
1 Year
18 Month
2 Year
3 Year
4 Year
5 - 10 Year
3 Year Bump Up

Min. Balanceto Open Account and Obtain APY

3 Month (this term not available for IRAs)$500.00
6 Month$500.00
1 Year$500.00
18 Month$500.00
2 Year$500.00
3 Year$500.00
4 Year$500.00
5 - 10 Year$500.00
3 Year Bump Up$1,500.00

Annual Percentage Yield (APY)

3 Month (this term not available for IRAs)1.06%
6 Month1.36%
1 Year1.46%
18 Month1.46%
2 Year1.46%
3 Year1.46%
4 Year1.46%
5 - 10 Year1.46%
3 Year Bump Up1.46%

Interest Rate

3 Month (this term not available for IRAs)1.05%
6 Month1.35%
1 Year1.45%
18 Month1.45%
2 Year1.45%
3 Year1.45%
4 Year1.45%
5 - 10 Year1.45%
3 Year Bump Up1.45%

Penalty for early withdrawal.

Please contact us for further information about applicable fees, terms and other services. Interest rates are subject to change on variable rate products without notice.
For jumbo CD's greater than $249,000.00, please call Jeff Gosselin at (207) 333-4553.