Home Equity Lines of Credit

We offer home equity lines of credit, allowing you to borrow against the equity in your home.

Home Equity Line of Credit

Our Home Equity Line of credit is a check driven, open-ended line of credit that allows you to draw only the amount you need, whenever you need it, and whatever you need it for.
  • Draw period of 10 years interest-only payment, followed by 15 years interest plus principal repayment
  • Rates adjust monthly and are based on Wall Street Journal Prime rate index plus a margin
  • Qualifying properties include owner and non-owner occupied, 1 to 4 family homes
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