Home Equity Lines of Credit
Use the equity in your home as a smarter way to borrow with a Home Equity Line of Credit!
Put your home to work for you! Update your kitchen, make your home more energy efficient, replace your roof, add a new deck - the sky is the limit!
Our Home Equity Line of Credit is a check driven, open-ended line of credit that allows you to draw only the amount you need, whenever you need it, and whatever you need it for.
- Draw period of 10 years interest-only payment, followed by 15 years interest plus principal repayment
- Rates adjust monthly and are based on Wall Street Journal Prime rate index plus a margin
- Qualifying properties include owner and non-owner occupied, 1 to 4 family home
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