Deposit Relationship Checking

Loyalty has its perks! Our Deposit Relationship Checking account is the ideal account for customers who have a personal deposit relationship with Mechanics that includes CDs, money markets, or IRAs. Maintain a $5,000 average balance in your Deposit Relationship Checking account (or a $25,000 average balance across all your deposit accounts) and the monthly service charge is waived.*


  • Premium tiered interest rate
  • Up to $25.00 of foreign ATM fees reimbursements per month
  • 150 free starter checks

Access your account anytime with:

*$10 monthly service charge is waived with a $5.000 average balance or a $25,000 average balance of all deposit accounts with Mechanics Savings Bank every statement cycle. $25 deposit is required to open a Deposit Relationship checking account. ATM fees will be refunded nationwide up to $25 per statement cycle. Free checks are limited to “safety paper” wallet-style checks.