Mechanics Savings Bank

24/7 Banking at Your Convenience

Making banking easier and more rewarding means greater access to your money and having the tools to get the most from it. Contact My Banker to learn more about
the banking services that will help you the most.

To have someone contact you to open an account click here.

Mobile Web

Mobile IPhone and Android

Online Banking

Our online banking home page provides a combination of tools that will give you the ability to perform daily money management tasks quickly and easily on one page. View recent transactions and all accounts at a glance; make quick transfers between accounts; pay bills on time; see your past spending from an easy-to-use chart via FinanceWorks.

  • Review all accounts, balances and recent transactions in one place
  • Access up-to-the-minute account balances, transactions, and information.
  • View front and back images of checks.
  • Make transfers between deposit accounts.
  • Download into Quicken
  • Make loan payments - - one time, or pre-scheduled.
  • Schedule bill payments or make one time payments.

Bill Pay
Bill Pay is a free service available to online banking customers. No more writing and mailing checks or rushing off to the post office. With Mechanics secure online Bill Pay, you can pay bills right from your computer, in the comfort of your home. Or you can download our mobile app and make payments from your mobile device on the go.

Just register the merchant you want to pay and pay the bill with the click of a button, whenever and however it's most convenient for you.

  • Set reminders to avoid late payments and charges.
  • Schedule one-time bill payments or recurring automatic payments, so you never have to worry about missing a due date.

Need help getting started?
Sign up for a FREE one-on-one tutorial with your personal banker. Select a banker and branch now to make an appointment.

Purchase Debit Card Rewards!
Purchase Rewards allows you to earn cash back on the types of purchases that you already make. Presented in online banking, these relevant offers are easy to access and are funded solely by the merchants who participate in the program. Personal information is not shared with retailers.

  • You earn cash for everyday purchases
  • Receive an average of seven offers per month, with more during the holidays
  • There is no limit to the cash back that can be earned
  • Rewards range from 8 to 15 percent with an annual average cash back of approximately $100 per year.
  • Cash-back offers are based on your shopping history and spending patterns

FinanceWorks is our comprehensive personal money management tool available only for online banking customers. You can manage all of your everyday finances from one place - no matter where you keep them.

View our online banking home pagerewards program, FinanceWorks or sign up and get started right away.

Mobile Text Message Banking


Text Message Banking makes it easy to access account balances and transactions instantly, right on your mobile phone. It's the fastest way to get your balances - anytime, anywhere.

It is as simple as texting your friends. Just text a short command to 454545, and you will quickly receive the information you want. Here are the requests you can make with Text Message Banking: BAL=Primary account balance; BAL CHK= Balances for all of your checking accounts; BAL SAV=Balances for all of your savings accounts; BAL All= Balances for all your checking and savings accounts; LAST=Last 5 transactions in your primary account. Please note that data usage and text messaging charges may apply. Check with your mobile service provider for details.

Not only is Text Message Banking fast, it is secure. You use our secure internet banking site to first activate your phone. Text messages will never contain confidential information about you or your accounts and will not contain full account numbers. To get started right away, log into Internet Banking and look for the Mobile Banking & Alerts button to activate your phone.

24-Hour Phone Banking
You're not always near one of our banking centers, and you may not always have access to a computer for your online banking. You can use our automated phone banking to access your checking, money market, savings, CD's, mortgages, home equities, and installment loans to:

  • Check your balance
  • Get a listing of cleared checks, ATM withdrawals, and debit card purchases
  • Confirm the date and amount of deposits
  • Transfer funds between accounts
  • Make loan payments and advances
  • Obtain payment history, payment due, and interest paid information


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