| Deposit Rates |
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Effective as of:
Thursday, June 26, 2008
Opening Deposit = Deposit required to open account.
Balance Required = Deposit balance required to earn rate.
APY = Annual Percentage Yield.
FDIC Insures each depositor up to $100,000, certain IRAs up to $250,000.
Checking account fees may apply and reduce earnings on the account.
Certificate of Deposit and IRA early withdrawal penalties may apply and reduce earnings on the account.
Interest rates are subject to change at the bank's discretion without notice to customer.
|
Savings Rates
|
| Passbook Savings |
$25 |
$25 |
0.249% |
0.25% |
|
| Christmas Club Savings |
$1 |
$25 |
0.249% |
0.25% |
|
|
-Rate may change after account is opened
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Checking/Money Market
|
| Ultimate Checking |
|
|
| $1,000 to $19,999.99 |
$25 |
$1,000 |
0.369% |
0.37% |
|
| $20,000 to $49,999.99 |
$25 |
$20,000 |
0.817% |
0.82% |
|
| $50,000 to $99,999.99 |
$25 |
$50,000 |
1.361% |
1.37% |
|
| $100,000 to higher |
$25 |
$100,000 |
1.548% |
1.56% |
|
| Premier Money Market |
|
|
| $25 to $2,499.99 |
$25 |
$25 |
0.249% |
0.25% |
|
| $2500 to $19,999.99 |
$25 |
$2,500 |
1.094% |
1.10% |
|
| $20,000 to $49,999.99 |
$25 |
$20,000 |
1.980% |
2.00% |
|
| $50,000 to $99,999.99 |
$25 |
$50,000 |
2.176% |
2.20% |
|
| $100,000 to higher |
$25 |
$100,000 |
2.469% |
2.50% |
|
| Personal Money Market |
$25 |
$0 |
2.713% |
2.75% |
|
| Business Now |
|
|
| $1,000 to $19,999.99 |
$25 |
$1,000 |
0.369% |
0.37% |
|
| $20,000 to $49,999.99 |
$25 |
$20,000 |
0.817% |
0.82% |
|
| $50,000 to $99,999.99 |
$25 |
$50,000 |
1.361% |
1.37% |
|
| $100,000 to higher |
$25 |
$100,000 |
1.548% |
1.56% |
|
| Premier Business Money Market |
|
|
| $25 to $2,499.99 |
$25 |
$25 |
0.995% |
1.00% |
|
| $2,500 to $19,999.99 |
$25 |
$2,500 |
1.242% |
1.25% |
|
| $20,000 to $49,999.99 |
$25 |
$20,000 |
1.489% |
1.50% |
|
| $50,000 to $99,999.99 |
$25 |
$50,000 |
1.735% |
1.75% |
|
| $100,000 to higher |
$25 |
$100,000 |
1.980% |
2.00% |
|
| Business Money Market |
$25 |
$0 |
2.713% |
2.75% |
|
|
| - |
Rate may change after account opened |
| - |
Fees or other conditions may reduce earnings on the account. |
| - |
Personal Money Market & Business Money Market: Monthly Service Charge of $15.00 and offered as an eStatement only. |
|
| - |
A substantial penalty may be imposed for early withdrawal |
| - |
Interest rates are locked and cannot be changed without penalty. |
| - |
Fees or other conditions may reduce earnings on the account. |
| - |
Contact a customer service representative for further information about applicable fees & terms. |
| * |
Any Special CD offers will not apply to the relationship banking features/cannot be combined with any other special to obtain higher APY. |
|
|
CD Rates
|
| 6 Month |
$500 |
$500 |
2.713% |
2.75% |
|
| 9 Month |
$500 |
$500 |
2.956% |
3.00% |
|
| Next Generation 1 Year * |
$500 |
$500 |
2.956% |
3.00% |
|
| 1 Year ** |
$500 |
$500 |
3.053% |
3.10% |
|
| 2 Year |
$500 |
$500 |
3.778% |
3.85% |
|
| 3 Year |
$500 |
$500 |
3.970% |
4.05% |
|
| 4 Year |
$500 |
$500 |
4.066% |
4.15% |
|
| 5 - 6 Year |
$500 |
$500 |
4.402% |
4.50% |
|
| 7 - 10 Year |
$500 |
$500 |
4.402% |
4.50% |
|
|
| * |
IRA's not allowed for Next Gen 1yr CD |
| ** |
1 year IRA CD minimum deposit is $100 |
| - |
A substantial penalty may be imposed for early withdrawal |
| - |
Interest rates are locked and cannot be changed without penalty. |
| - |
Fees or other conditions may reduce earnings on the account. |
| - |
Contact a customer service representative for further information about applicable fees & terms. |
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