Checking

Each Mechanics checking account offers customizable features for greater freedom and flexibility, so you get the most out of your personal banking.

Straight Forward Checking

  • $4.00
  • $100 Avg Bal OR 10 debit card transactions
  • NO
  • $12.00/mo
  • -
  • Learn More

Interest
Checking

  • $6.00
  • $1,000 Avg Bal OR 15 debit card transactions
  • YES
  • $20.00/mo
  • 50
  • Learn More

Time Honored Checking

  • $6.00
  • $500 Avg Bal OR 10 debit card transactions
  • YES
  • $20.00/mo
  • 150
  • Learn More

Deposit Relationship Checking

  • $10.00
  • $5,000 Avg Bal OR $25,000 Avg Bal of All Deposit Accounts
  • YES - Premium Rate
  • $25.00/mo
  • 150
  • Learn More

Student Checking

  • $0.00
  • No minimum balance requirement
  • NO
  • $12.00/mo
  • -
  • Learn More

Low Balance Checking Accounts

 

Straight Forward Checking

The perfect account if you plan to maintain a low monthly balance.
  • $4.00 monthly service charge waived with 10 posted debit card transactions per month OR when a $100 average balance is maintained 
  • Up to $12.00 of foreign ATM fee reimbursements per month

 

Tiered Interest Rate Checking Accounts

 

Interest Checking

Make your money work a little harder for you and earn a tiered interest rate on your average monthly balance.
  • $6.00 monthly service charge waived with 15 posted debit card transactions per month OR when a $1,000 average balance is maintained
  • Up to $20.00 of foreign ATM fee reimbursements per month
  • 50 free starter checks


Deposit Relationship Checking

The ideal account for customers who have a personal deposit relationship with the bank that includes CDs, money markets or IRAs.
  • Premium tiered interest rate
  • $10.00 monthly service charge waived when a $5,000 average checking balance OR a $25,000 combined deposit balance is maintained
  • Up to $25.00 of foreign ATM fee reimbursements per month
  • 150 free starter checks
  

Checking for Seniors


Time Honored Checking

 This account was designed for seniors, age 62+.
  • $6.00 monthly service charge waived with 10 posted debit card transactions per month OR when a $500 average balance is maintained
  • Up to $20.00 of foreign ATM fee reimbursements per month
  • 150 free starter checks
 

Checking for Students

 

Student Checking

This checking account was designed exclusively for students under the age of 24. It's fully-loaded with all kinds of benefits and delivers a smart, easy way for students to manage money.
  • No monthly service charge
  • No minimum balance requirement
  • Up to $12.00 of foreign ATM fee reimbursements per month
  • $5 savings account transfer fee waived
 

Checking Account Features

All of our checking accounts include: Choose the account that suits your needs and make the switch. Call or visit your local branch to open an account today.