Home Business Banking Business Loans Business Loans Business Mortgages Purchase, improve or refinance real estate. Fixed or variable interest rates Construction financing available Business Line of Credit Finance your short-term cash flow needs conveniently. Manage cash flow while waiting for receivables Immediate access to funds by contacting the bank or accessing online Business Term Loans Finance new business opportunities such as acquisitions, start-ups or partner buy-ins. Flexible terms Fixed or variable interest rates available Equipment Loans and Lines of Credit Ensure your business keeps up with technology and equipment to enhance your business offerings. Up to 7 year amortization secured by machinery and equipment Fixed or variable interest rates Terms can match your depreciation schedule Our Commercial Loan Checklist shows what we'll need to get your financing solution started. Contact My Banker Business Overdraft Protection Protect your business and your reputation with overdraft protection from Mechanics. Account-to-Account Transfer Link your Mechanics checking account to a money market account or an additional checking account at Mechanics. Funds are automatically transferred from the available balance in the linked account to cover a check or other debit transaction that may cause an overdraft. No cost to apply, and a low $5.00 fee is charged per transfer Funds are transferred in the exact dollar amount required to cover the overdraft Unlimited transfers from another checking account Up to six money market transfers per month Contact us to get started.